How to Get Rich with Credit Cards and a Budget

I think we should all budget. Budgeting and investing are probably the fastest ways to build wealth in the long-term. If you save $5 a day, or $150 a month, and we dump it into some ETF such as VOO/VTI/FXAIX (the latter of which is heavily endorsed by my boyfriend) with an average of a

US Bank Credit Card Application Rules and More

US Bank arguably has some of the most lucrative credit card cash-back offers. They are also known for being stingy with their credit card approvals; several datapoints indicate that applicants with a 800+ FICO score, a high income, and 10+ year credit history often get denied or given a $500 limit. Today I will discuss

The sins of credit cards (and how they can financially save the average American consumer)

There’s this stereotype floating around that owning credit cards will ruin your life, that one day every penny you try to save will be put into paying off credit card interest just to keep a roof over your head. I remember my third grade teacher telling the whole class, “Don’t ever get a credit card.

Bank of America Credit Cards and Preferred Rewards Program

I applied for a Bank of America checking account today. Currently, they have an offer for $200 for receiving $2000 worth of direct deposits within the first 90 days from account opening, which is fairly doable for anyone employed. But I like to put my money in a high-interest savings instead, not a checking account.

Best multi-card cash back setup for low spenders

I’m not a big spender. I never have been. I started college in 2019 carrying virtually nothing to my name, except some savings I made working $8/hr working 4 hrs a week at a tutoring company. I graded elementary school papers and it was a bland, brain cell killing job. Financial independence was one of